When embarking on the homebuying journey, one of the most critical questions is simple yet complex: How much house can you actually afford? Understanding your potential mortgage payment involves more than just the loan amount and interest rate – it encompasses insurance, taxes, and other factors that create your total monthly housing expense. The TrueContinue reading “Calculating Your Mortgage Payment: A Comprehensive Guide”
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Why It’s Crucial to Be Prepared and Pre-Approved Before House Hunting for Your First Home
Why It’s Crucial to Be Prepared and Pre-Approved Before House Hunting for Your First Home Purchasing your first home is an exciting milestone, one that marks the beginning of a new chapter in life. However, it’s easy to get caught up in the thrill of browsing listings, touring homes, and imagining yourself in a newContinue reading “Why It’s Crucial to Be Prepared and Pre-Approved Before House Hunting for Your First Home”
Is a HELOC better than having Credit Card debt?
If you have credit card debt, you are not alone. You are like the other homeowners and borrowers who make up for the $1 Trillion in consumer debt thats been wracked up and its nothing to be ashamed about. In this day and age, it costs a lot to just live! A lot of homeownersContinue reading “Is a HELOC better than having Credit Card debt?”
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Home Loans with Lauren 